What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with 22 years left and a $188,000 balance when we joined RYM. What is the current status of your HELOC and how many months did it take you to achieve it? After 6 months, I reduced my balance […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $131,000. When we joined RYM, we had a $105,000 remaining principal balance after paying our monthly payment for 7 years What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year mortgage with a starting balance of $378,000. (I bought the house in 2011 for $350,000, but I refinanced money out in 2015.) When I joined RYM, I had a balance of $354,000. What is the current status of your […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year mortgage with a starting balance of $239,900. When I joined RYM, I had $231,452 in remaining principal balance after paying my monthly payment for 35 months. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $325,000. When we joined RYM, we had $315,000 in remaining principal after paying our monthly payment for 4 years What is the current status of your HELOC and how many months did it […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had the traditional 30-year fixed mortgage with no realistic hope of ever paying it off. What is the current status of your HELOC and how many months did it take you to achieve it? After 5 months, we have paid over $100,000, […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $369,500, and a remaining balance of $280,350 after 13 months. What is the current status of your HELOC and how many months did it take you to achieve it? After 13 months, we’ve […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 20-year mortgage, with a starting balance of $180,000. When we joined RYM in March of 2018, we owed $143,000 after 5 years of payments. What is the current status of your HELOC and how many months did it take you […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage at $248,000. When we started with RYM, the remaining principal balance was $230,000 from 5 years of payments. What is the current status of your HELOC and how many months did it take you to achieve it? After […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $225,000. When we joined RYM, we had $175,000 in principal remaining after two refinances and 13 years of payments. What is the current status of your HELOC and how many months did it […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year mortgage through FHA. My original balance was $250,000 in 2011, with a balance of approximately $220,000 as of May 2017. What is the current status of your HELOC and how many months did it take you to achieve it? […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We bought our home for $146,000 on a 30-year mortgage. We paid for 3 years and had just refinanced with 19-year mortgage before RYM. We paid on that for 4 months, with only $350 / month going towards principal. What is the current […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $285,000. After paying for 9 years, the remaining principal balance was $261,000. What is the current status of your HELOC and how many months did it take you to achieve it? We started […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage at 3.875% with a starting balance of $560,000. We were 4 years into the loan and had hardly made a dent in the principal. What is the current status of your HELOC and how many months did it […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year mortgage with a starting balance of $148,000, and a $147,000 principal balance after paying the monthly mortgage payment for 5 months. What is the current status of your HELOC and how many months did it take you to achieve […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had actually just refinanced from a 30-year mortgage to a 15-year mortgage about 6 months before moving into a HELOC. (I had 14 years and 6 months left on my mortgage.) What is the current status of your HELOC and how many […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a starting balance of $152,000 and got it down to $132,000 after 7 years or so. It was a 30-year mortgage. What is the current status of your HELOC and how many months did it take you to achieve it? After […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with starting balance of $247,969. When we joined RYM, we had $242,000 in remaining principal balance after paying our monthly payment for 1 year. What is the current status of your HELOC and how many months did it […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $245,000. When we joined RYM, we had $236,000 left in remaining principal after paying our monthly payment for 2 years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 15-year mortgage of $220,000. We had $207,918.29 remaining after paying monthly payments for about 1 year. What is the current status of your HELOC and how many months did it take you to achieve it? We included $72,000 for a […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year with balance of $265,000 when we joined RYM, as this was a fairly new mortgage. What is the current status of your HELOC and how many months did it take you to achieve it? After 12 months, we have […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $278,000. When we joined RYM, we had $248,000 in remaining principal balance after paying our monthly payment for 6 years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $165,000. When we joined RYM, we had $160,000 in remaining principal balance after paying our monthly payment for 4 years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-yr mortgage with a balance of $466,000. When we joined RYM in the first quarter of 2018, we had a $347,000 principal balance. What is the current status of your HELOC and how many months did it take you to […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $388,000. When we joined RYM, we had a $339,000 remaining balance after 7-plus years of making monthly payments. What is the current status of your HELOC and how many months did it take […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $115,000. When we joined RYM, we had a remaining principal balance of $103,000 after paying monthly payments for seven years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I was just under 2 years into a 30-year mortgage that started at $425,000. I was at about $400,000 when I joined RYM and replaced my mortgage with a HELOC. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $284,000. We had a balance of $274,000 in remaining principal after paying our monthly payment for 1.5 years. What is the current status of your HELOC and how many months did it take […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $328,800. When we joined joined RYM, we had $323,266 in remaining principal balance after paying our monthly payment for 12 months. What is the current status of your HELOC and how many months […]
What was your mortgage situation prior to starting with Replace Your Mortgage? When I joined RYM, I had 30-year mortgage with a $100,000 balance. What is the current status of your HELOC and how many months did it take you to achieve it? I currently owe $70,000 and paid for a $25,000 top-to-bottom remodel. What […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $255,000. We had about $240,000 remaining when we started RYM, after about 2 years of mortgage payments. What is the current status of your HELOC and how many months did it take you […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $261,000. We joined RYM with a mortgage balance of $259,000 after making monthly payments for 2 years. What is the current status of your HELOC and how many months did it take you […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $257,000. When we joined RYM, we had $249,000 in remaining principal balance after paying our monthly payment for ~2 years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage of around $265,000. When we joined RYM, we had a remaining balance of around $245,000 after paying our monthly payments for 5 years. What is the current status of your HELOC and how many months did it take […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $112,000. When we joined RYM, we had $111,000 in remaining principal balance after paying our monthly payment for 2 years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $290,000. When we started with RYM, we had been paying on the loan for 2.5 years and had a balance of $250,000. What is the current status of your HELOC and how many […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We were 2 years into a 30-year mortgage through Quicken Loans. Our interest rate was 3.9% and we owed $375,000, with about $47,000 in credit card and automobile debts. Our home value was $495,000 What is the current status of your HELOC and […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a $187,000 balance and a second HELOC with a balance of $89,000. We joined RYM with a total balance of $276,000. What is the current status of your HELOC and how many months did it take you […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had just closed on my first home using a conventional 30-year mortgage at a fixed interest rate of 4.50% in February 2018. After putting 10% down on a $160,000 purchase, I had financed $144,000. What is the current status of your HELOC […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 15-year mortgage with a principal balance of $145,000. When we joined RYM, we had $100,000 in remaining principal balance after paying our monthly payment for four and a half years. What is the current status of your HELOC and how […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had 28.5 years left on my traditional mortgage and a balance of $272,000 when I started in November of 2017. What is the current status of your HELOC and how many months did it take you to achieve it? By July of […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 20-year mortgage that had been refinanced four times since 2000. Our original financed mortgage amount in 2000 was $95,000. The frequent refinances had my last balance prior to my HELOC refinance (Thank you, RYM for the education) at $88,000. All […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $298,000. When we joined RYM, we had $258,000 in remaining principal balance after paying our monthly payment for 4 years. What is the current status of your HELOC and how many months did […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage on a one-room urban loft that we purchased in 2007 (right before economic crash) for $265,000. When we joined RYM in 2017, our loft was worth $219,000, and we still owed $200,000. We had just had a baby, […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 15-year mortgage at 3.25% for about $295,000. I have paid it down to about $250,000 in 4 to 5 years. I'm 53 years old and want a home with no payments. What is the current status of your HELOC and […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 15-year mortgage with a starting balance of $220,000 with an approximate $180,000 balance with 10 years remaining. We added our car payment and additional land loan into our HELOC, which brought our HELOC loan to about $220,000. What is the […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year mortgage with a starting balance of $135,000. When I joined RYM, I had $132,000 remaining balance after making regular payments and additional principal payments every month for 2 years. What is the current status of your HELOC and how […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year fixed mortgage that I was 10 years into, and the principal amount had barely dropped after years of making $1,300+ payments. What is the current status of your HELOC and how many months did it take you to achieve […]
What was your mortgage situation prior to starting with Replace Your Mortgage? We had a 30-year mortgage with a starting balance of $355,000. After 5 years, it was virtually the same. I was fed up with the conventional mortgage model and went searching for something else and found RYM. What is the current status of […]
What was your mortgage situation prior to starting with Replace Your Mortgage? I had a 30-year mortgage with starting balance of $580,000 (with about $550,000 remaining) and second-lien HELOC of $75,000. I sold this house in May 2018 and paid off the mortgages. I then purchased a new house with a HELOC in May 2018. […]
Disclaimer: Replace Your Mortgage does not offer mortgages, Helocs, or loans of any kind. Replace Your Mortgage is not a bank, and does not provide credit offers. Replace Your Mortgage is strictly for educational and informational purposes only.
