What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 15-year mortgage with a starting balance of $220,000 with an approximate $180,000 balance with 10 years remaining.

We added our car payment and additional land loan into our HELOC, which brought our HELOC loan to about $220,000.

What is the current status of your HELOC and how many months did it take you to achieve it?

We're 2.5 years into the process and our balance has been reduced $165,000.

What was your biggest concern when deciding to join RYM?

The whole process made total sense to me, had no worries at all.

How has using the RYM strategy changed your life?

It means our home will be paid off much quicker than we anticipated which gives us peace of mind moving into our retirement years.

What advice would you give to a homeowner considering trying the RYM strategy?

As long as they have positive cash flow each month, and can qualify for this type of loan, they'd be crazy not to switch to a HELOC.