Michael Lush

How Carlton in Maryland Paid Off $19,000 of Principal in 6 Months

What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-yr mortgage with a balance of $466,000.

When we joined RYM in the first quarter of 2018, we had a $347,000 principal balance.

What is the current status of your HELOC and how many months did it take you to achieve it?

In roughly six months or so, we have been able to pay off $9,000 in credit card debt and reduced our principal from $347,000 to $328,000.

That's what I call progress. I am so happy we decided to join RYM.

What was your biggest concern when deciding to join RYM?

Initially, I could not wrap my head around the math but, as I examined the details more closely, it began to click. From that point on, it was a no-brainer.

How has using the RYM strategy changed your life?

Using RYM has made us realize that financial freedom is obtainable. My wife and I are very excited about our financial future. That was not the case a year ago.

What advice would you give to a homeowner considering trying the RYM strategy?

If you are serious about having financial freedom, then give RYM a try.

There is no risk. You just need to be disciplined. If you use the strategy as taught by RYM, you will be successful.

Michael Lush

Disclaimer: Replace Your Mortgage does not offer mortgages, Helocs, or loans of any kind. Replace Your Mortgage is not a bank, and does not provide credit offers. Replace Your Mortgage is strictly for educational and informational purposes only.
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