Michael Lush

How Charles in Washington Just Started Making Payments and Already Paid Down $4,000 of Principal

What was your mortgage situation prior to starting with Replace Your Mortgage?

I had a 30-year fixed mortgage that I was 10 years into, and the principal amount had barely dropped after years of making $1,300+ payments.

What is the current status of your HELOC and how many months did it take you to achieve it?

I just started making payments to my HELOC, and I have dropped the principal balance by nearly $4,000. Now my principal is dropping steadily each month in the RYM program.

What was your biggest concern when deciding to join RYM?

My biggest concern was trusting all my income going into the HELOC account and shifting how I pay for daily expenses. It was overcome by re-reading the book and believing in the program (how it is designed to work and seeing it in action).

How has using the RYM strategy changed your life?

I can see that, in 5-6 years, if I stay on pace, my home will be paid off, rather than all that wasted money on the 30-year fixed mortgage.

And I will be able to build an even more secure future by having the money available for investing.

What advice would you give to a homeowner considering trying the RYM strategy?

Read the book, watch the YouTube videos, and maybe view the Facebook page to see how it has worked for other real people just like you.

Then, if you are able to qualify for the program, you should get excited about getting your home paid off early, at a minimum.

Michael Lush

Disclaimer: Replace Your Mortgage does not offer mortgages, Helocs, or loans of any kind. Replace Your Mortgage is not a bank, and does not provide credit offers. Replace Your Mortgage is strictly for educational and informational purposes only.
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