What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $450,000.

When we joined RYM, we had $430,000 in remaining principal balance after paying our monthly payment for 2 years.

What is the current status of your HELOC and how many months did it take you to achieve it?

After almost a year of having a HELOC, our principal balance is $420,000, but we have bought an investment property of $150,000.

What was your biggest concern when deciding to join RYM?

We were concerned if RYM was real or not, and if banks would even consider or sell loans like these.

But, after we spoke to the RYM consultant... and I also verified with my family in Australia about HELOCs (they have the same loans to pay down the debt faster)... We felt comfortable to move ahead with the strategy.

How has using the RYM strategy changed your life?

We have control over our own money, and we are able to use our equity in the house to buy and sell more investments and use our money more efficiently.

What advice would you give to a homeowner considering trying the RYM strategy?

We would say to go for it, and use this strategy without even thinking twice.

Banks are not here to make us the money but make it for themselves. But the RYM strategy will do just the opposite.