What was your mortgage situation prior to starting with Replace Your Mortgage?

I had a 30-year mortgage with a starting balance of $239,900.

When I joined RYM, I had $231,452 in remaining principal balance after paying my monthly payment for 35 months.

What is the current status of your HELOC and how many months did it take you to achieve it?

I took out $270,000. I paid off all outstanding debt and made some investments.

After 5 weeks, I have reduced my principal balance to $263,000

What was your biggest concern when deciding to join RYM?

My biggest fear was hidden terms. But, after talking with Steve and doing some due diligence on my part, I was surprised to find out how straightforward the process was.

How has using the RYM strategy changed your life?

I am a single father who was overwhelmed living paycheck to paycheck. I was able to use this process pay off all outstanding debts, invest and take my kids on an amazing vacation.

I have a controlled method of paying down the debt, seeing actual principal reduce.

I was even able to start a side business that has brought in additional income without the burden of additional loans.

What advice would you give to a homeowner considering trying the RYM strategy?

Trust the math. Pick up the phone and ask questions. Don't settle for what you don't want.

If you can wrap your head around factional reserve banking practices, the banks want to work with you. Once you are taught the methods that Michael gives you, you will be the bank's new best friend.