What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year with balance of $265,000 when we joined RYM, as this was a fairly new mortgage.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 12 months, we have reduced principal to $250,000, which is killer considering we have also paid down other debt during that time.

What was your biggest concern when deciding to join RYM?

Interest rates. But, after doing the math and going over the videos, it just made sense. It is true that we are interest-rate-immune.

How has using the RYM strategy changed your life?

RYM has taught me how to make my money work for me.

It has showed me that a “normal” person like me can use a simple strategy to open up a number of investment opportunities. That gives me great hope for the future.

What advice would you give to a homeowner considering trying the RYM strategy?

Just review the math and strategy and reach out to other members for real-life, real-time references.