What was your mortgage situation prior to starting with Replace Your Mortgage?

I had actually just refinanced from a 30-year mortgage to a 15-year mortgage about 6 months before moving into a HELOC. (I had 14 years and 6 months left on my mortgage.)

What is the current status of your HELOC and how many months did it take you to achieve it?

It took me about 45 days to acquire the loan. For the past 90 days of having the HELOC, I have managed to cut out $9,000 from my principal.

What was your biggest concern when deciding to join RYM?

I definitely was afraid that RYM was some kind of scam. I mean, if it is this easy, why doesn’t everyone do this?

I work in finance, so I knew that many people don’t even consider uncommon paths to wealth. After speaking with my consultant, I couldn’t help but get excited about the opportunity.

How has using the RYM strategy changed your life?

Using RYM, I was able to cut off $1,750 a month in expenses. I am about to knock out another $1,000 on top of that.

It also makes having actual cash available to purchase rental properties a reality. I feel like I can actually breathe.

What advice would you give to a homeowner considering trying the RYM strategy?

Use your own common sense.

It isn’t that this is too good to be true. It is that the banks don’t make money on this type of loan. Take control of your life.