What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $355,000. After 5 years, it was virtually the same.

I was fed up with the conventional mortgage model and went searching for something else and found RYM.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 9 months, we have reduced our principal by $48,000.

What was your biggest concern when deciding to join RYM?

I was worried about the cost, but we have already earned it back 10-fold in 9 months.

How has using the RYM strategy changed your life?

It has made me more focused on my finances. I budget and watch what I spend more than at any other time in my life. I feel like I am in control instead of my debt controlling me.

What advice would you give to a homeowner considering trying the RYM strategy?

Sit down and create a budget to make sure that you are in a position to maximize the strategy.