What was your mortgage situation prior to starting with Replace Your Mortgage?
We had a $380,000 mortgage when we started in February 2018.
What is the current status of your HELOC and how many months did it take you to achieve it?
We are 8 months into our HELOC. We were down to $360,000 after only a few months. Unfortunately, we had over $45,000 in unexpected expenses over the last 3 months, and so we are back up at $390,000.
But without RYM, I’m not sure how I would have afforded these expenses.
What was your biggest concern when deciding to join RYM?
We were not sure how it would work but, after watching the videos and reading the book and talking to the consultant, we decided to take the leap
How has using the RYM strategy changed your life?
If we did not have that equity, the $45,000 in unexpected expenses would have bled us dry and put us deep in debt with high-interest credit cards.
What advice would you give to a homeowner considering trying the RYM strategy?
It works. Stick to the strategy, keep living within your means, and it can change your life