What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage and other debt. We combined our debt and the mortgage into a HELOC.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 5 months, our HELOC balance is down by $24,000 so far, and we are so excited to see where we are in a year. I’m so grateful my husband clicked on your link Michael. God Bless.

What was your biggest concern when deciding to join RYM?

Our biggest concerns were “Will this work?” and “How?” and “Why haven’t we heard about this tool before?”

Watching the videos on your website helped us wrap our heads around this strategy. We had to change the way we thought about traditional mortgages. It really lit a fire under our skin, because we have been giving so much money to the banks.

How has using the RYM strategy changed your life?

I love that my lifestyle has stayed the same, and I’m paying down my debt. There is a big light at the end of the tunnel now. I feel more in control.

What advice would you give to a homeowner considering trying the RYM strategy?

I would tell them to add up all of their debt and use the RYM calculator. Seeing is believing. It is so exciting to see the spreadsheet.