Three nights a week, I was teaching my friends, neighbors, and past clients in a live class on how to replace their mortgage with a HELOC and start saving tens of thousands of dollars in interest.

It wasn’t like that in the beginning, though.

I'm not going to lie to you... I used to push standard mortgages and I was REALLY good at it.

I made a great living as a mortgage loan officer because I BELIEVED I was doing what was best for my clients. They wanted a new house, I got them the lowest interest rate possible... batta bing, batta boom, big commission checks.

Then one day I bumped into a wealthy mentor who showed me what was wrong with what I'd been doing for the last 15 years.

Many of our clients, who are young parents like us, talk to us about wishing they could be at home more with their kids. If you could eliminate your biggest debt, your home, you could at the bare minimum, work a part-time job instead of a grueling full-time job. Just think of all the time, money, and resources you’d have available to you to funnel back into your family’s lives, and the college educations you could save for!

Just think about how much faster, and more comfortably you could retire if your house was paid off. Paying off your home allows you to save that extra money each month that allows for more opportunity to enjoy retirement and not worry so much about paying bills so you can travel, spend more time with your family and grandkids, and mark more things off your bucket list.

Purchasing a new home? Great! We work with new home buyers as well. You can actually purchase a home with a HELOC and avoid thousands of dollars in closing costs that you would normally have with a mortgage because HELOC's only require a 10% down payment.

One of the struggles with real estate investors is cash flow, and by using a HELOC to buy properties you can pay off your real estate properties much faster and build wealth much, much quicker. Even better, you can buy more properties or enjoy more profit right away.