What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage of $230,000 and only paid down $7,000 of principal after 7 years.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 4 months, we have lowered our balance from $250,000 to $223,000.

We have also paid off all credit cards. So much better.

What was your biggest concern when deciding to join RYM?

The initial investment money seemed overwhelming, but we decided to to go anyway because we wanted financial freedom.

How has using the RYM strategy changed your life?

We are no longer stressed over making monthly payments. We have financial freedom. Retirement will be easier.

What advice would you give to a homeowner considering trying the RYM strategy?

Get started now. Do not waste time.

Be in charge of your money. Financial freedom is a great feeling.