What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $351,000. 2.5 years later we were down to $336,000.

What is the current status of your HELOC and how many months did it take you to achieve it?

After only 3 months, we are down to $316,000, but we have also paid off $10,000 in debt.

At 12 months into our HELOC, we are on track to have a balance of $280,000.

What was your biggest concern when deciding to join RYM?

Our biggest fear was finding the product with the best terms or that the HELOC was going to be more work to manage.

Being an engineer, I went over and over the math. The numbers didn't lie.

How has using the RYM strategy changed your life?

We feel empowered. Next step: Infinite Banking!

What advice would you give to a homeowner considering trying the RYM strategy?

With little to no closing costs and competitive (even fixed) rates, there is no reason not to switch to a HELOC and give yourself the financial freedom you deserve.