What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year fixed mortgage of $225,000.

When joining RYM, our remaining balance after 4 years of payments was $187,000.

What is the current status of your HELOC and how many months did it take you to achieve it?

We currently have a remaining balance of $75,000 with our HELOC.

We have been RYM members for almost 2 years now.

What was your biggest concern when deciding to join RYM?

My husband mentioned it to me and we looked into it.

We were very skeptical at first and had called around to a few banks that had no idea about the HELOC method.

David was great with answering all of our questions and made us very comfortable with the process. I was also concerned about the initial cost of RYM.

How has using the RYM strategy changed your life?

We are projected to pay off our primary residence HELOC within the next 4 years.

We have also been able to purchase an additional income property in Costa Rica.

What advice would you give to a homeowner considering trying the RYM strategy?

Sign up now. It will change your life.

If you want to become debt-free and have your money work for you, RYM is the best strategy, hands down.