What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $337,000.

When we joined RYM, we had $293,000 in remaining principal balance after paying for 4.5 years.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 13 months, we have reduced our principal balance to $147,000.

What was your biggest concern when deciding to join RYM?

I was afraid that we wouldn't be able to have access to the funds as we needed, but everything went smoothly and has ever since.

How has using the RYM strategy changed your life?

We had a large cash balance in savings that was earning hardly anything. After putting that to work in the RYM system, it has reduced the interest significantly that we are paying and has freed that money up for other things.

So far, we have saved over $9,000 in interest.

What advice would you give to a homeowner considering trying the RYM strategy?

Do your homework on yourself and make sure you have the discipline to work the system the right way. If you do, it will work.