What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year fixed-rate mortgage at 3.375%, with a starting balance of $135,000.

We had $122,000 left on our mortgage after paying on it monthly for 5 years.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 5 months, we’ve reduced our principal balance to $113,000.

We’ve managed to pay off $50,000 in debt, including a truck and our wedding -- which we celebrated just 4 weeks after getting approved. What a great start to our lives together.

What was your biggest concern when deciding to join RYM?

Our biggest concern was that RYM was a big scam. What helped us overcome that was the calculator on your website.

How has using the RYM strategy changed your life?

We feel much more comfortable financially.

What advice would you give to a homeowner considering trying the RYM strategy?

Do the math.