What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with an outstanding balance of $128,854.

What is the current status of your HELOC and how many months did it take you to achieve it?

We have been using our HELOC to purchase rental properties.

We have $24,499 of equity sitting in a rental and our HELOC balance is still down to $122,789. If we hadn't bought the rental, that's another almost $25,000 our HELOC balance would be reduced by. But, on the other hand, we've also increased our monthly income by about $150.

What was your biggest concern when deciding to join RYM?

What RYM teaches does seem almost unreal, but logically it makes sense.

After talking with our consultant, Randy, we were convinced that we could trust the company. Also, the price can be a little intimidating, but it was WELL worth it.

How has using the RYM strategy changed your life?

RYM has flipped a switch in my brain, which has helped lead to newer and better avenues of personal finance in my life.

We now have a financial plan in place that will allow me to only work 4 days a week in 5 years to reach financial freedom completely in 10 years.

What advice would you give to a homeowner considering trying the RYM strategy?

Do it. You can trust these guys, and you won't regret it.