Blog – Page 4 – Replace Your Mortgage

Are you looking at refinancing your mortgage? Are you thinking it’s the best way to pay off your home faster? Would you consider another option if it’s just as easy and saves you $10,000+ in interest? Turns out, there’s a rarely discussed strategy to pay off your home in 5-7 years on average without any…

Does paying your mortgage every month cause you stress? Do you ever look at your statement and think, “How could I possibly still owe that much after all this time?” Would you be excited to pay off your home off in 5-7 years… without having to make any more money? Good news… Financial technology now…

“According to Forbes, a massive amount of homeowners are taking advantage of this “bank pay-off” secret because of this rising interest rate environment.” Homeowners are tired of not seeing their balance go down on their 30 year mortgages. The cost of living is going up. Families are strained because the breadwinner is having to work…

Dear friend, If you’re a homeowner in the process of paying off your home with a traditional mortgage, I’m very happy you’ve found us. What we’re about to teach you could change your life like it has for so many of our clients. Hello, my name is Michael Lush, I’m a recovering mortgage broker, and…

Elliot Hallum, a Williamson county realtor, used to be the guy slaving away to pay off his mortgage (like most people) with dreams to own some investment properties; now he has access to cash for those promising real estate deals. No, he didn’t win the lottery or increase his income, he simply learned how to…

Congrats to Greg Michne and his wife Stacey who cut $25k off his mortgage in just 9 short months while still finding time to make maple syrup as a hobby. Yeah, the dude makes his own maple syrup! No, he didn’t win the lottery or increase his income, he simply learned how to better use…

I never dreamed I would write a book someday. Let alone a book exposing why mortgages are bad and what to do about it. I was a mortgage lender for fifteen years for Gods sake. I had helped thousands get into a mortgage. What changed you might ask? Pure and simple, information. It was a…

Dave Ramsey is great but does he have it wrong on home equity loans? Should you pay cash for a home even if you can? We talk about it here. Hey – Do you agree with me? Disagree and think I am way off base? Transcript Hey, folks. This is Michael Lush. Recently came across an…

Having a traditional mortgage vs a home equity line of credit can be causing you to pour thousands of dollars down the drain. Find out the differences on this video so you don’t miss out. Transcript Hey folks. Michael Lush. I wanted to talk to you today about the baseline differences between a mortgage and…

Home Equity Loan VS Mortgage. There is a big difference and you should know about each of them. Transcript Hey gang, Michael Lush again. Wanted to talk today about the differences between a mortgage and a Home Equity Loan. See, a mortgage is a compounding interest, closed-end loan. Meaning, money can only go in, it…

A home equity line of credit is great…and smart to have instead of a traditional mortgage. However, don’t make these mistakes when it comes to HELOC’s. If so, you might as well stay on the treadmill of having a traditional mortgage. It’s not going to allow you to pay off your home in 5-7 years…

Rates are looking good so you decide that you want to refinance your home. But do you refinance to a HELOC or a traditional mortgage? Let’s talk about it. Transcript Hey gang, Michael Lush. We recently got a question from a subscriber. “Should we refinance or get a Home Equity Line Of Credit?” Both. See,…

So you have decided to pay off your home faster so you are not burdened by your biggest debt. Awesome! Congrats on your decision. So which option works best? You could do bi-weekly payments. you could make extra payments. You could even switch home loans to a HELOC. Which one will work best for you?…

So you have done your research and found out the shocking truth that using a home equity line of credit (heloc) will allow you to pay off your home faster. Good for you. The problem is you just purchased a home so how long do you have to wait before you can get into a…

When I am conducting free discovery calls with homeowners wanting to pay off their home in 5-7 years, I come across a few misconceptions people have about home equity lines of credit that I would like to clear up. Some have heard of a heloc before but not from a professional that knows them well…

Several homeowners get confused between a home equity line of credit and a home equity loan. Here is what you should know when it comes to both loans. Transcript Hey gang. Michael. I want to talk to you today about the two distinct differences between a home equity line of credit, and a home equity…

In this video, we go over the basic’s of what we teach here at Replace Your Mortgage which is to pay off your mortgage faster and quicker with a home equity line of credit (HELOC) instead of getting a traditional mortgage loan from a bank. Transcript Hey gang, Michael Lush. I’m a fourteen recovering mortgage…

This post has been a long time coming and quite honestly, it’s scary to put myself out there like this. However, if I am going to teach you how to pay off your home in 5-7 years, you should know a bit more about my background and how I even came to this point in…