Blog - Page 4 - Replace Your Mortgage

Savvy Homeowners Are Replacing Their Archaic Mortgages with Better Financial Technology... and Saving a Bundle

Does paying your mortgage every month cause you stress? Do you ever look at your statement and think, "How could I possibly still owe that much after all this time?" Would you be excited to pay off your home off in 5-7 years... without having to make any more money? Good news... Financial technology now […]

Michael Lush

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Heloc, Mortgage

Read This If You Have A 30 Year Mortgage With 10% Equity - And Want To Pay Your Home Off Early

"According to Forbes, a massive amount of homeowners are taking advantage of this "bank pay-off" secret because of this rising interest rate environment." Homeowners are tired of not seeing their balance go down on their 30 year mortgages. The cost of living is going up. Families are strained because the breadwinner is having to work […]

Michael Lush

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How A Recovering Mortgage Banker Is Disrupting The Mortgage Industry

Dear friend, If you're a homeowner in the process of paying off your home with a traditional mortgage, I'm very happy you've found us. What we're about to teach you could change your life like it has for so many of our clients. Hello, my name is Michael Lush, I'm a recovering mortgage broker, and […]

May

2017

Michael Lush

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Heloc, Mortgage, Success Stories

How This Murfreesboro Realtor Is Beating The Banks And How He Reduced His Pay-off Date By 26 Years

Elliot Hallum, a Williamson county realtor, used to be the guy slaving away to pay off his mortgage (like most people) with dreams to own some investment properties; now he has access to cash for those promising real estate deals. No, he didn’t win the lottery or increase his income, he simply learned how to […]

May

2017

Michael Lush

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Success Stories

How This New York Man Reduced His Mortgage Pay-off Date From 27 Years To 58 Months

Congrats to Greg Michne and his wife Stacey who cut $25k off his mortgage in just 9 short months while still finding time to make maple syrup as a hobby. Yeah, the dude makes his own maple syrup! No, he didn’t win the lottery or increase his income, he simply learned how to better use […]

Oct

2016

Michael Lush

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Heloc, home equity loan

Turns Out There Is a Faster Way To Pay Off Your Home - Here's How

I never dreamed I would write a book someday. Let alone a book exposing why mortgages are bad and what to do about it. I was a mortgage lender for fifteen years for Gods sake. I had helped thousands get into a mortgage. What changed you might ask? Pure and simple, information. It was a […]

Michael Lush

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home equity loan

Dave Ramsey Wrong On Home Equity Loans? Do You Agree With This?

Dave Ramsey is great but does he have it wrong on home equity loans? Should you pay cash for a home even if you can? We talk about it here. Hey - Do you agree with me? Disagree and think I am way off base? Transcript Hey, folks. This is Michael Lush. Recently came across an […]

Michael Lush

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Heloc, Mortgage

Mortgage VS HELOC - Is Not Knowing The Differences Causing You To Pay More?

Having a traditional mortgage vs a home equity line of credit can be causing you to pour thousands of dollars down the drain. Find out the differences on this video so you don't miss out. Transcript Hey folks. Michael Lush. I wanted to talk to you today about the baseline differences between a mortgage and […]

Michael Lush

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Heloc, Mortgage

Home Equity Loan VS Mortgage - What You Should Know

Home Equity Loan VS Mortgage. There is a big difference and you should know about each of them. Transcript Hey gang, Michael Lush again. Wanted to talk today about the differences between a mortgage and a Home Equity Loan. See, a mortgage is a compounding interest, closed-end loan. Meaning, money can only go in, it […]

Michael Lush

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Heloc, investments

Are You Making These Mistakes With A Home Equity Line Of Credit?

A home equity line of credit is great...and smart to have instead of a traditional mortgage. However, don't make these mistakes when it comes to HELOC's. If so, you might as well stay on the treadmill of having a traditional mortgage. It's not going to allow you to pay off your home in 5-7 years […]

Michael Lush

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Should You Refinance To A HELOC Or Traditional Mortgage?

Rates are looking good so you decide that you want to refinance your home. But do you refinance to a HELOC or a traditional mortgage? Let's talk about it. Transcript Hey gang, Michael Lush. We recently got a question from a subscriber. "Should we refinance or get a Home Equity Line Of Credit?" Both. See, […]

Michael Lush

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3 Ways To Pay Off Your Mortgage Faster - Which One Works Best?

So you have decided to pay off your home faster so you are not burdened by your biggest debt. Awesome! Congrats on your decision. So which option works best? You could do bi-weekly payments. you could make extra payments. You could even switch home loans to a HELOC. Which one will work best for you? […]

Michael Lush

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How Long After You Purchase A Home Can You Get A HELOC?

So you have done your research and found out the shocking truth that using a home equity line of credit (heloc) will allow you to pay off your home faster. Good for you. The problem is you just purchased a home so how long do you have to wait before you can get into a […]

Michael Lush

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Common Misconceptions About Home Equity Lines of Credit

When I am conducting free discovery calls with homeowners wanting to pay off their home in 5-7 years, I come across a few misconceptions people have about home equity lines of credit that I would like to clear up. Some have heard of a heloc before but not from a professional that knows them well […]

Michael Lush

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HELOC Vs Home Equity Loan - The Difference's And What You Must Know

Several homeowners get confused between a home equity line of credit and a home equity loan. Here is what you should know when it comes to both loans. Transcript Hey gang. Michael. I want to talk to you today about the two distinct differences between a home equity line of credit, and a home equity […]

Michael Lush

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How To Use A Home Equity Line Of Credit (HELOC) To Pay Off Your Mortgage Faster

In this video, we go over the basic's of what we teach here at Replace Your Mortgage which is to pay off your mortgage faster and quicker with a home equity line of credit (HELOC) instead of getting a traditional mortgage loan from a bank. Transcript Hey gang, Michael Lush. I'm a fourteen recovering mortgage […]

Michael Lush

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