What was your mortgage situation prior to starting with Replace Your Mortgage?

I started with a 30-year conventional loan about 4 years ago and recently converted over to a HELOC loan.

What is the current status of your HELOC and how many months did it take you to achieve it?

Getting the actual loan took about 60 days, I believe, but after I have reduced my principal by about $7,000 dollars within the first three to four payments of the loan.

What was your biggest concern when deciding to join RYM?

My biggest concern was being stuck in a bad situation with my home and not being able fix the issue, but after realizing I could go back to a conventional loan cleared my fears of it. My consultant had all the answers for me and was very patient with me, which helped a lot.

How has using the RYM strategy changed your life?

It has given me hope that one day I will not only own my own home, but I should be able to achieve another as well, so that I can actually retire one day. Hope and freedom in the future is priceless to me.

What advice would you give to a homeowner considering trying the RYM strategy?

I would say go for it and, if you do not like it at some point, you can always return back to a conventional loan in the future.