What was your mortgage situation prior to starting with Replace Your Mortgage?

I had a 30-year FHA mortgage with a starting balance of $530,000.

When we joined RYM, we had a $515,000 remaining balance after paying our monthly payment for 22 months.

What is the current status of your HELOC and how many months did it take you to achieve it?

Currently (in October 2018), I owe $472,000 on my HELOC after only 2 months.

I put a large chunk down and am applying the RYM strategy.

What was your biggest concern when deciding to join RYM?

My biggest fear was unknown variable interest rate. But, I realized that interest rates aren't as big factors compared to principal and time.

How has using the RYM strategy changed your life?

RYM has changed my life by allowing me to have the cake and eat it, too.

I can pay off debt at an accelerated rate without the worry of locking up all my cash flow in an inaccessible equity account. It’s going to accelerate my financial freedom 6-fold.

What advice would you give to a homeowner considering trying the RYM strategy?

Follow the RYM strategy to a "T."

Learn to be disciplined and maintain a focused mindset to acquire the goal of reducing interest and creating financial freedom sooner.