What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $343,000.

When we started talking with RYM, we had $342,000 in the remaining principal balance after paying our monthly payment for four or five months.

Unfortunately, six months before starting with RYM, our financial adviser advised us against RYM and to just refinance to a conventional mortgage. This was a big mistake! I wish I had called RYM for a second opinion.

What is the current status of your HELOC and how many months did it take you to achieve it?

This will our first month, starting with a balance of $334,000.

What was your biggest concern when deciding to join RYM?

We were worried that the bank could freeze the credit line. But, after speaking with our consultant and watching one of Mike’s videos, we felt comfortable moving forward with the strategy.

How has using the RYM strategy changed your life?

We feel like we have a clearly established financial foundation that we can build on. with a fighting chance to meet our goals.

What advice would you give to a homeowner considering trying the RYM strategy?

Take time to clearly understand the strategy with an open mind, and consider the risks that you are taking with your current setup. Trust the math, as the math doesn't lie.