What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year VA mortgage with a starting balance of $345,000.

When we joined RYM, we had $331,000 in remaining principal balance after paying our monthly payment for 3 years.

What is the current status of your HELOC and how many months did it take you to achieve
it?

After only 9 months, we have reduced our principal balance to $312,000.

What was your biggest concern when deciding to join RYM?

We were really skeptical about the entire program but, after speaking to the RYM consultant, we felt comfortable with the answers.

He even laid out the entire process and qualified us for the program. He further explained that the program is not just for anyone and thus the qualification process is done.

We felt confident in the strategy after that and became a member.

How has using the RYM strategy changed your life?

We are now planning to invest in rental properties in the coming 10 years, and we have plans to retire earlier than the age of 67.

What advice would you give to a homeowner considering trying the RYM strategy?

It’s not magic. It’s just math. It may sound like a cliche, but there’s a lot of truth in it with the RYM strategy.

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