How Luke in California Paid off $137,000 of Principal in 12 Months

What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year FHA mortgage with a starting balance of $275,000.

We joined RYM about 1 year ago.

What is the current status of your HELOC and how many months did it take you to achieve it?

After approximately 12 months, we have reduced our principal balance by $137,000.

What was your biggest concern when deciding to join RYM?

We were worried that RYM was a scam but, after watching several videos and talking with our consultant several times, we learned it was math and not a scam.

How has using the RYM strategy changed your life?

It has given us the freedom for our hard-earned money to work better for us and not the bank.

It will also put us in a better situation to seize investments if they become available.

What advice would you give to a homeowner considering trying the RYM strategy?

Watch the videos and discover it’s math, not magic.