What was your mortgage situation prior to starting with Replace Your Mortgage?

I had a VA 30-year fixed mortgage. The original principal was $150,400, and I had a $146,200 remaining principal balance after living there for just over a year.

What is the current status of your HELOC and how many months did it take you to achieve it?

I was a little short on the equity needed but brought money to the table at closing. I believe in the RYM strategy and feel that it was well worth it.

My HELOC principal balance is $136,400 after 2 months since closing.

What was your biggest concern when deciding to join RYM?

I didn’t really understand the strategy, but after watching the videos on RYM and talking to Matt, I felt more confident and comfortable.

How has using the RYM strategy changed your life?

It has allowed me to see how my money can work for me versus it working for the banks. Example: fractional reserve banking.

What advice would you give to a homeowner considering trying the RYM strategy?

Get over the fear of doing something different simply because you don’t understand it. This strategy is unfamiliar and “outside the box,” but it’s where the gold nuggets are hidden.