What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30 year mortgage on our home with a balance of $180,000, plus we purchased additional family land of $23,000.

So the principal balance going in was around $201,000 with over 25 years left.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 12 months, we have reduced our principal balance to $167,000.

What was your biggest concern when deciding to join RYM?

Not having cash on hand was our biggest concern. We were using credit cards 100%.

Educating ourselves with all your material helped.

How has using the RYM strategy changed your life?

It’s an opposite strategy. That’s the only way I can explain it.

We used to be so concerned about running out of money. The concern has been illuminated in our lives. We had a handle on things before, but now we just don’t worry about finances and running out.

Don’t get me wrong. We still need to prove this thing out. We’re focused on dumping everything into the HELOC and pushing down our balance.

I’m looking forward to the day I can use the balance for purchasing acid producing properties and other investments.

What advice would you give to a homeowner considering trying the RYM strategy?

Go through all the videos, use the calculators and be open to the strategy.

If you want to stop worrying about money on hand, this is the way to go.