What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $205,000. It was $182,000 after 5 years of payments.

What is the current status of your HELOC and how many months did it take you to achieve it?

In 9 months, we reduced our balance to $142,000.

What was your biggest concern when deciding to join RYM?

I was nervous because, if it was this easy, everyone should be doing it.

I watched a lot of videos with Michael explaining things, and he seemed very honest and genuine. So my wife and I decided to take a risk.

How has using the RYM strategy changed your life?

It has put my mind at ease, knowing that I can have my house paid off 20 years sooner than I originally would have.

What advice would you give to a homeowner considering trying the RYM strategy?

I have given my friends advice to look into RYM if they make more than they're spending.