What was your mortgage situation prior to starting with Replace Your Mortgage?

My family and I had just moved to Florida from Tennessee, where I knew Michael from a previous traditional mortgage transaction. He reached out to me about RYM, and I was all in from the get-go.

Before enacting the strategy on my Tennessee home and going through the refinancing process, we purchased a new home in Florida with a first-lien HELOC. We have been working the strategy ever since.

What is the current status of your HELOC and how many months did it take you to achieve it?

I have two HELOCs, one on my primary home and one on an investment rental property in Gatlinburg.

We had enough equity within six months of closing on our primary home that we were we able to put a down payment on the investment property.

What was your biggest concern when deciding to join RYM?

Getting buy-in from my wife by being able to answer all her questions. Otherwise, it was easy to see why it was a far better option.

How has using the RYM strategy changed your life?

The RYM strategy brings additional income from an investment property we would have otherwise not been able to acquire. I’m looking forward to repeating the process over and over.

What advice would you give to a homeowner considering trying the RYM strategy?

Make sure you have a sound understanding of the strategy and how you need to execute the flow of money to be successful. It may take several times reviewing the same info for it to click.