What was your mortgage situation prior to starting with Replace Your Mortgage?

We had just purchased a home for about $255,000 about a year and a couple of months ago. However, we were researching how to more efficiently pay down a mortgage.

What is the current status of your HELOC and how many months did it take you to achieve it?

We have paid down about $75,000 on our HELOC so far.

What was your biggest concern when deciding to join RYM?

We were a bit concerned about interest rates going through roof. However, we have always been quite impressed with Michael and the team. They are sincere, down to earth and quickly earned our trust and taught us a lot.

How has using the RYM strategy changed your life?

It has definitely introduced us to many more opportunities and enabled us to invest and plan for the future.

Thanks to this program, we have a good thing going. We wouldn't dare lock our money up paying down on a traditional mortgage.

We have also started a whole life insurance to help us start our own bank (an advanced strategy taught in the course). We are feeling pretty secure and optimistic about the future.

What advice would you give to a homeowner considering trying the RYM strategy?

Don't be afraid to shop around for the right bank or credit union. Ensure they have the right tools and attributes RYM discusses to make this work.