What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $190,000. When we joined RYM, we had $168,000 remaining after 5.5 years.

What is the current status of your HELOC and how many months did it take you to achieve it?

After 2 months, we reduced our principal balance to $138,000.

What was your biggest concern when deciding to join RYM?

Like others, we thought RYM was too good to be true.

The calculator was very helpful to “see” how it could work out. Derrick (our RYM consultant) was also kind, straightforward and seemed trustworthy, so that was helpful. I was concerned with the price, because it is on the high side for our family.

How has using the RYM strategy changed your life?

It has been awesome. Our eyes have been opened to other ways of wealth and opportunities we never would have imagined before.

What advice would you give to a homeowner considering trying the RYM strategy?

It works. It’s not magic. it’s math.

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