What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $131,000.

When we joined RYM, we had a $105,000 remaining principal balance after paying our monthly payment for 7 years

What is the current status of your HELOC and how many months did it take you to achieve it?

After 8 months, we have reduced our principal balance to $67,000. We sit at an $85,000 balance.

However, the best part is that we have made some investments from the HELOC, which would have otherwise been impossible without it.

What was your biggest concern when deciding to join RYM?

The upfront cost was our biggest concern, but we felt that the plan was the answer for us and doable. So, we made the leap.

How has using the RYM strategy changed your life?

RYM has, BY FAR, been the best stress and worry reducer we could have ever hoped for. It has established an overarching calm upon our life.

What advice would you give to a homeowner considering trying the RYM strategy?

Mortgages are, and always will be, enslaving.

RYM’s HELOC approach will be an absolute godsend to your life. Free yourself ASAP.

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